FTC Web site has tips for preventing identity theft

Despite plenty of media horror stories, most consumers don't take significant steps to protect themselves from identity theft until they lose their wallet, see a strange credit-card charge or find something ugly on their credit report.

The Federal Trade Commission has the definitive Web site for helping consumers defend themselves against identity theft.

Much of the information at the site, www.FTC.gov/idtheft, is better viewed before there is a problem, although the site has suggestions to help recover once consumers realize their personal information has been stolen.

For those who think they protect themselves and take all the right steps, a worthwhile stop would be the FTC's quiz for consumers. There is a link from the main page, or you can get to the quiz directly at http://onguardonline.gov/quiz/idtheft_quiz.html.